Money & accounting

Pricing, invoicing, bookkeeping and knowing whether you are actually making money.

4 guides · updated Sep 4, 2026

All guides in Money & accounting

Money & accounting

Bookkeeper, Accountant, or Accounting Software?

Use the simplest level of support that keeps your records complete, understandable and ready for the decisions you need to make. Move from a ledger or software to human support when volume, complexity, time cost or uncertainty makes reliable record keeping difficult, and involve an accountant or tax professional when the decision calls for professional judgement.

Updated Sep 4, 2026 · 10 min read

Money & accounting

Getting Paid: Invoicing and Payment Options for US Freelancers

Use one repeatable workflow: completed → invoiced → paid → recorded. Confirm that the work matches the agreement, send a clear invoice through an agreed payment method, verify receipt, then retain the invoice and payment record together.

Updated Sep 4, 2026 · 10 min read

Money & accounting

Hourly vs. Project Pricing: How to Choose for a Specific Job

Use project pricing when the scope is clear, the effort is estimable and changes can be controlled. Use hourly pricing when uncertainty, client dependencies or revision risk remain open; choose a hybrid when a defined first phase can reduce that uncertainty.

Updated Sep 4, 2026 · 9 min read

Money & accounting

What Should I Charge? A Rate Method for US Freelancers

Start with the take-home amount you want, gross it up for a governed federal self-employment tax estimate and an income-tax reserve you choose, add deductible business costs, then divide by realistic billable hours. Keep a baseline planning rate and a target planning rate with margin.

Updated Sep 4, 2026 · 6 min read

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